Debit card theft and loss are not as well-protected as credit card theft.

While it’s true that some banks, like Bank of America, will cover all the fraud-ability charges, the protection isn’t as excellent as that of a credit card.

So if this is a significant concern for you, you should contact your bank and ask about all the theft and loss protection coverages that are available to you.

Post-dated checks aren’t foolproof

A post-dated cheque is far from being foolproof. Some consumers are often shocked to learn that their bank processed a check before its written date, resulting in penalties due to a lack of funds in their accounts.

Typically, banks agree to refund their clients’ money and cancel the check. But getting them to see it your way can be challenging. You’ll probably have to spend a lot of time on the phone explaining the situation to them.