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Have A Credit Card? Here Are 10 Times You Should Use It With Confidence

August 25, 2022 · Personal Finance
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Photo by Nattakorn_Maneerat from Shutterstock

10 Times When It Would Benefit You To Pay With Your Credit Card:

Personal finance experts are known to spend a ton of energy trying to prevent us from using credit cards, and there’s a good reason for that. Many of us would use credit cards with no responsibility, ending up in a ton of debt.

Even so, contrary to popular belief, it would be much better if you’d pay with a credit card, rather than a debit card while keeping the same time cash transactions to a minimum. Let’s see why your trusty credit card comes out on top, and then we’ll discuss a couple of strategies you could try and when’s the best time to use a credit card.

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3 comments on “Have A Credit Card? Here Are 10 Times You Should Use It With Confidence”

  1. Dr Paula Logan says:
    March 18, 2023 at 11:58 am

    Those are really helpful tips that I already knew and instill in my children.

    Reply
  2. Jeanette Jones says:
    March 18, 2023 at 2:33 pm

    I agree with the credit card usage advice this article provided except with the use of a VISA credit card. I am a senior citizen that used my Nordstrom’s VISA credit card for Pauley’s Movers in Baltimore, MD. When I complained about the overcharges and services of the movers, Nordstrom agreed with my complaint and directed me on properly filing my complaint to VISA. VISA declined all the evidence I provided. I would not recommend VISA to anyone. I am no longer a VISA customer. Unfortunately, I found out too late many other negative reviews online about this moving company and, I’m extremely disappointed in VISA response and actions.

    J

    Reply
  3. Maurice P Johnson says:
    March 18, 2023 at 3:37 pm

    Very helpful, but I may talk face-to-face with my banker to clarify what’s best for me as a senior.

    Reply
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