Universal acceptance
Lots of purchases are a bit difficult to make with a debit card. When you want to rent a car or even stay in a hotel room, you will have an easier time if you have a credit card. Rental car companies and hotels would prefer for you to pay with a credit card because it makes it much easier to charge customers for any damage.
Plus, unless you have prepaid for your rental or hotel stay, the merchant won’t know what’s the final amount of your transaction. So it will require blocking out a certain amount of your available credit line, to protect themselves from other potential charges no one anticipated.
Those are really helpful tips that I already knew and instill in my children.
I agree with the credit card usage advice this article provided except with the use of a VISA credit card. I am a senior citizen that used my Nordstrom’s VISA credit card for Pauley’s Movers in Baltimore, MD. When I complained about the overcharges and services of the movers, Nordstrom agreed with my complaint and directed me on properly filing my complaint to VISA. VISA declined all the evidence I provided. I would not recommend VISA to anyone. I am no longer a VISA customer. Unfortunately, I found out too late many other negative reviews online about this moving company and, I’m extremely disappointed in VISA response and actions.
J
Very helpful, but I may talk face-to-face with my banker to clarify what’s best for me as a senior.