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10 Worst States to Live on Just a Social Security Check

December 20, 2022 · Personal Finance
washington
Photo by Sean Pavone from Shutterstock

7. Washington

  • Cost-of-living index: 111.6
  • Average one-bedroom rent (January 2022): $1,376

If Social Security checks are your sole source of retirement income, you may want to stay away from this state. As a geographically and ethnically diverse part of the Pacific Northwest, Washington is a jolt of energy. Washington is famous for being a place where you can disconnect from your urban roots and explore nature, from its white-capped peaks and lush wilds to its urban centers.

While megacities like Seattle are lively and beautiful, to truly see the state’s charm, you have to head to its forests and coasts. Teeming with natural wonders, the Evergreen State shows great diversity in its landscapes.

Now, you may wonder whether this place is suitable for someone who lives on just a Social Security check. Well, utilities are cheaper there compared to other US states — much cheaper, actually. However, retirees as well as everyone else who lives there spend more than the national average across every other cost-of-living category.

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52 comments on “10 Worst States to Live on Just a Social Security Check”

  1. Jack Strange says:
    January 5, 2023 at 11:01 pm

    I would think Pennsylvania should be listed as 1 of the worst states to live in for retirees

    Reply
  2. John Perry says:
    January 7, 2023 at 11:11 pm

    Comments about #3 New York zero in on NYC which is not the real New York. When it comes to New York State “go west young man, go west”. NYC is too expensive plus it’s a rat-infested pit. Go westward into New York and live a much better quality of life. Avoid NYC at all cost!
    Western NY born, raised, and educated and lovin’ it.

    Reply
  3. Sheri V says:
    January 8, 2023 at 6:18 pm

    You forgot IL

    Reply
  4. Jack says:
    February 27, 2024 at 5:27 pm

    I did not know that the Washington Monument is located in the state of Washington.

    Reply
  5. John Noe says:
    February 27, 2024 at 11:31 pm

    Not surprised MA made this list. I am working while also collecting Social Security. I have family here for now, but in the future would look to move.

    Is it just me or has anyone else noticed that the 10 worst states except Florida are all blue states? If one does go to Florida, then just keep on working or look to live in senor Housing Authority.

    Reply
  6. Beo Wulf says:
    February 28, 2024 at 9:05 pm

    Learn the difference between Washington tge state and Washington D. C.

    Reply
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