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10 Worst States to Live on Just a Social Security Check

December 20, 2022 · Personal Finance
maryland
Photo by SeanPavone from Envato

6. Maryland

  • Cost-of-living index: 124.0
  • Average one-bedroom rent (January 2022): $1,397

Hugging the Chesapeake Bay and bordered by Pennsylvania, West Virginia, Virginia, Delaware, and the District of Columbia, Maryland is a coastal state located in the Mid-Atlantic region of the US. Known for the blue crabs, baseball, and the city of Baltimore, the state is also famous for being the birthplace of the national anthem.

When it comes to living in Maryland, retirees are bound to spend quite a lot of money. While the state does not tax Social Security checks (which may be a benefit for those who rely solely on them), retirees who live there must pay taxes on distributions from their individual retirement accounts.

Also, only a few states have higher housing costs than Maryland. Healthcare may be cheaper than average, but nothing else is.

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51 comments on “10 Worst States to Live on Just a Social Security Check”

  1. Jack Strange says:
    January 5, 2023 at 11:01 pm

    I would think Pennsylvania should be listed as 1 of the worst states to live in for retirees

    Reply
  2. John Perry says:
    January 7, 2023 at 11:11 pm

    Comments about #3 New York zero in on NYC which is not the real New York. When it comes to New York State “go west young man, go west”. NYC is too expensive plus it’s a rat-infested pit. Go westward into New York and live a much better quality of life. Avoid NYC at all cost!
    Western NY born, raised, and educated and lovin’ it.

    Reply
  3. Sheri V says:
    January 8, 2023 at 6:18 pm

    You forgot IL

    Reply
  4. Jack says:
    February 27, 2024 at 5:27 pm

    I did not know that the Washington Monument is located in the state of Washington.

    Reply
  5. John Noe says:
    February 27, 2024 at 11:31 pm

    Not surprised MA made this list. I am working while also collecting Social Security. I have family here for now, but in the future would look to move.

    Is it just me or has anyone else noticed that the 10 worst states except Florida are all blue states? If one does go to Florida, then just keep on working or look to live in senor Housing Authority.

    Reply
  6. Beo Wulf says:
    February 28, 2024 at 9:05 pm

    Learn the difference between Washington tge state and Washington D. C.

    Reply
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