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5 Places to Avoid Using Your Debit Card and 3 Safe Spots

February 8, 2026 · Personal Finance
Close-up of hands using a banking app on a smartphone.

Common Mistakes to Avoid

Even in safe spots, user error can expose you to risk. Avoid these common pitfalls:

  • Using “1234” or Your Birth Year as a PIN: If a thief steals your wallet, your ID gives them your birthday. Don’t make it easy for them.
  • Checking Balances on Public Wi-Fi: deeply avoid logging into your banking app on coffee shop or airport Wi-Fi without a VPN. Use your cellular data instead.
  • Ignoring Transaction Alerts: Most banking apps allow you to set up instant push notifications for every transaction. Turn this on. You will know the second a fraudulent charge hits, allowing you to freeze the card instantly.
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1 comment on “5 Places to Avoid Using Your Debit Card and 3 Safe Spots”

  1. Larry Brungardt says:
    February 14, 2026 at 4:01 pm

    The CARD PREMIUM BANK ACCOUNT I HAD OPEN SINCE 2023 HAD MY RETIREMENT two FUNDS DEPSITED EVERY MONTH> I HAD an incident FEW years even before the Card account where when I applied for my TSA pass The agent left his lap top in the back seat of his car. Theieves brke into his car stole his lap top sold all my TSA information on the Dark webb. I filedpolice report all three credit bureas. but card has never told me there rerason for a denial of 805.13 wiping out my account they first reimbused me then I filed a dispute form talked to them on phone several times They have yet to giveme a reason for the denial. I then taked to the person assigned to me to protect all the fraud they tell him my account was used illegally in 2025 then the 805.13 they credited me they took back becaise of a 2025 so called incident. So because some criminal used my account they are okay for a charge of 805.13 charge to a China calling iktself OCOXTECH HONG KONG That amount just was about all tghe money I had in there clearly a case of Fraud 1) i never buy from China and in the three years nevr ever had a charge for over 800 to any company let alone in China They punish the victim here wehich is so wrong

    Reply
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