2. Outdoor & Non-Bank ATMs
We’ve all been there: You’re at a cash-only festival, a dive bar, or a convenience store, and you need cash fast. You spot a generic ATM in the corner. Do not use it.
Independent ATMs (those not owned by a major bank) usually have lower security standards than bank-branch machines. They are often located in dimly lit or low-traffic areas, giving criminals ample time to install skimming devices or hidden cameras to capture your PIN.
Furthermore, FICO data indicates that while overall skimming rates fluctuate, compromises at non-bank ATMs remain a significant chunk of fraud cases. If a criminal skims your card here, they have your card data and your PIN—the “keys to the kingdom” for draining your account.
The CARD PREMIUM BANK ACCOUNT I HAD OPEN SINCE 2023 HAD MY RETIREMENT two FUNDS DEPSITED EVERY MONTH> I HAD an incident FEW years even before the Card account where when I applied for my TSA pass The agent left his lap top in the back seat of his car. Theieves brke into his car stole his lap top sold all my TSA information on the Dark webb. I filedpolice report all three credit bureas. but card has never told me there rerason for a denial of 805.13 wiping out my account they first reimbused me then I filed a dispute form talked to them on phone several times They have yet to giveme a reason for the denial. I then taked to the person assigned to me to protect all the fraud they tell him my account was used illegally in 2025 then the 805.13 they credited me they took back becaise of a 2025 so called incident. So because some criminal used my account they are okay for a charge of 805.13 charge to a China calling iktself OCOXTECH HONG KONG That amount just was about all tghe money I had in there clearly a case of Fraud 1) i never buy from China and in the three years nevr ever had a charge for over 800 to any company let alone in China They punish the victim here wehich is so wrong