3. Sit-Down Restaurants
In many parts of the world, servers bring a portable card reader to your table. In the U.S., however, it is still common practice for a server to take your card and walk away to process the payment.
When your debit card leaves your sight, you lose control over who sees it. A dishonest employee can easily snap a photo of the front and back of your card or swipe it through a handheld skimmer in seconds. Because this is a valid merchant location, fraudulent charges that appear later can be harder to dispute immediately.
Actionable Tip: If the restaurant doesn’t offer a pay-at-table device, walk to the register to pay, or use cash. If you have a credit card, this is the perfect place to use it—if the number is stolen, your actual bank balance remains safe.
The CARD PREMIUM BANK ACCOUNT I HAD OPEN SINCE 2023 HAD MY RETIREMENT two FUNDS DEPSITED EVERY MONTH> I HAD an incident FEW years even before the Card account where when I applied for my TSA pass The agent left his lap top in the back seat of his car. Theieves brke into his car stole his lap top sold all my TSA information on the Dark webb. I filedpolice report all three credit bureas. but card has never told me there rerason for a denial of 805.13 wiping out my account they first reimbused me then I filed a dispute form talked to them on phone several times They have yet to giveme a reason for the denial. I then taked to the person assigned to me to protect all the fraud they tell him my account was used illegally in 2025 then the 805.13 they credited me they took back becaise of a 2025 so called incident. So because some criminal used my account they are okay for a charge of 805.13 charge to a China calling iktself OCOXTECH HONG KONG That amount just was about all tghe money I had in there clearly a case of Fraud 1) i never buy from China and in the three years nevr ever had a charge for over 800 to any company let alone in China They punish the victim here wehich is so wrong