Car Insurance Costs: These 8 Clever Tips Will Cut Them Down

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#2 Car insurance is linked to your location

We doubt moving to another state is a decision you’re willing to make based on insurance rates. Yet, it is actually a true fact: some states have lower car insurance rates than others, and this is something you should look into if you plan to move.

Likewise, be it higher or lower, it is good to do some research into this aspect as well before you commit to moving cross-country, as you do not want to end up having a bad surprise and not having budgeted for this as well.

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  1. As a senior citizen I only drive once a week to the store, to have hair done, etc. I’ve taken the defensive driving course, increased my deductible to $1,000 and I did a 90 test with my insurance company to check my driving with an app on my phone. I haven’t had a moving car accident but, I have scraped the car, been towed, got caught in a bus tracks in the snow. I’ve filed two minor claims. Is there anything else I can do?

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