Round Rock, Texas

• Cost of living for seniors: 5.9% below the national average
• State’s tax rating for retirees: Tax Friendly

Retiring to this suburb of Austin, Round Rock, gives you easy access to all the indulgences as the state’s capital, but at a more budget-friendly price. Austin is already relatively inexpensive, with living costs for retirees 1% below the national average.

But its housing costs are 5.8% above the rest of the nation. In Round Rock, though, they’re 4.6% below average. The median home value in Austin is $371,900, while in Round Rock, it’s only $277,500.

Besides being close to the attractions of nearby Austin, Round Rock has a ton to offer its locals as well. So you can skip dealing with all that traffic you might see in a bigger city.

The downtown area has a long list of dining opportunities, many of which stay open to the local nightlife.

And growing the local culture and arts scene has been a massive focus for this charming place by introducing art-centric events and a growing public art collection like SculpFest, the Chalk Walk, and traditional artist workshops.