10 Worst States to Live on Just a Social Security Check

new jersey
Photo by SeanPavone from Envato

5. New Jersey

  • Cost-of-living index: 115.2
  • Average one-bedroom rent (January 2022): $1,490

Here’s another state that you may want to scratch off the list if you live on just Social Security checks. One of the original 13 states, New Jersey, was a major battleground during the American Revolution. The Garden State is a fascinating place that’s often overlooked, partly because of its more well-known neighbor, New York.

Almost everything is more expensive than average there, but the most dangerous hidden cost is definitely the state’s extremely high taxes — property taxes, in particular. According to the latest data, New Jersey’s residents pay nearly $1 million in taxes over the course of their lifetimes. In fact, that’s more than what residents of any other state would pay.

So New Jersey isn’t the type of place where you’d want to spend your golden years if Social Security checks are your only source of income.

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4 Responses

  1. Comments about #3 New York zero in on NYC which is not the real New York. When it comes to New York State “go west young man, go west”. NYC is too expensive plus it’s a rat-infested pit. Go westward into New York and live a much better quality of life. Avoid NYC at all cost!
    Western NY born, raised, and educated and lovin’ it.

  2. If your only source of income is Social Security and you don’t own a home think about a roommate and Medicare does not cover ALL MEDICAL Expenses I get billed for Dr visits

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