10 Worst States to Live on Just a Social Security Check

new york
Photo by Luciano Mortula – LGM from Shutterstock

3. New York

  • Cost-of-living index: 148.2
  • Average one-bedroom rent (January 2022): $1,588

New York — one of the most famous cities in the entire world. Also called the Empire State, this vibrant place is known for its flashy Broadway performances, exclusive shops, and amazing skyscrapers.

Despite all these awesome things, New York is highly overpriced, especially for those who rely solely on their Social Security checks. In fact, Manhattan ranks as the most expensive place to live in America, with costs exceeding 138.6% above the national average.

With the national baseline set at 100.0, the housing expenses in New York are a staggering 230.1 on the cost-of-living index. Utilities are a little below average, and healthcare is only a little above, but everything else is more expensive in New York.

Retirees here may have an average income that’s among the top five in the US, but according to the latest data, the age group of 65 and older suffers an 11.4% poverty rate. So forget about moving here if you live on just a Social Security check.

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4 Responses

  1. Comments about #3 New York zero in on NYC which is not the real New York. When it comes to New York State “go west young man, go west”. NYC is too expensive plus it’s a rat-infested pit. Go westward into New York and live a much better quality of life. Avoid NYC at all cost!
    Western NY born, raised, and educated and lovin’ it.

  2. If your only source of income is Social Security and you don’t own a home think about a roommate and Medicare does not cover ALL MEDICAL Expenses I get billed for Dr visits

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