Keeping vendors honest
Let’s say you want to hire a tile setter to arrange some flooring in your house. Workers usually spend the weekend cutting, measuring, grouting, and placing the tiles. Then, they charge you $4,000 for the trouble. Then, you draw upon your savings account and proceed on writing a check.
What do you do when you notice that the tiles start shifting, and the grout hasn’t set? Your flooring is now completely ruined, and you’re angry. You can easily take up the issue with a state licensing board, but the process will last forever.
That’s why you should pay for such a job with a credit card. This is probably the coolest thing about credit cards, they come with a mechanism that will bring you back the money!
Those are really helpful tips that I already knew and instill in my children.
I agree with the credit card usage advice this article provided except with the use of a VISA credit card. I am a senior citizen that used my Nordstrom’s VISA credit card for Pauley’s Movers in Baltimore, MD. When I complained about the overcharges and services of the movers, Nordstrom agreed with my complaint and directed me on properly filing my complaint to VISA. VISA declined all the evidence I provided. I would not recommend VISA to anyone. I am no longer a VISA customer. Unfortunately, I found out too late many other negative reviews online about this moving company and, I’m extremely disappointed in VISA response and actions.
J
Very helpful, but I may talk face-to-face with my banker to clarify what’s best for me as a senior.