Top 9 Most Hassle-Free Deductions on Taxes

tax deductions
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State tax that you paid for last spring

If you owned any sort of taxes when you filed for the 2021 state tax return, you have to remember to include the amount with your state tax itemized deduction when it comes to your 2022 return, besides the state income taxes that were withheld from your paychecks.

Starting with 2018, the deduction for state and local taxes can be limited to a maximum of $10,000 a year.

Refinancing mortgage points

When you decide on buying a house, you can deduct all the points paid on the mortgage at once. Even so, when you refinance a mortgage, you have to deduct the points on the new loan.

This means that you can deduct 1/30th of the points in a year if you have a 30 years mortgage, which is $33 a year for every $1,000 of the points you have paid.

If you enjoyed reading this article, we also recommend reading: 7 Ways To Get Free Home Repairs (Bonus Free Discounts!)

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