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10 Worst States to Live on Just a Social Security Check

December 20, 2022 · Personal Finance
maryland
Photo by SeanPavone from Envato

6. Maryland

  • Cost-of-living index: 124.0
  • Average one-bedroom rent (January 2022): $1,397

Hugging the Chesapeake Bay and bordered by Pennsylvania, West Virginia, Virginia, Delaware, and the District of Columbia, Maryland is a coastal state located in the Mid-Atlantic region of the US. Known for the blue crabs, baseball, and the city of Baltimore, the state is also famous for being the birthplace of the national anthem.

When it comes to living in Maryland, retirees are bound to spend quite a lot of money. While the state does not tax Social Security checks (which may be a benefit for those who rely solely on them), retirees who live there must pay taxes on distributions from their individual retirement accounts.

Also, only a few states have higher housing costs than Maryland. Healthcare may be cheaper than average, but nothing else is.

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52 comments on “10 Worst States to Live on Just a Social Security Check”

  1. Ed Dale says:
    January 7, 2026 at 9:39 am

    I left Taxachusetts 50 years ago. Moved to Alaska!!!! Best thing I ever did. No personal State income tax!!! No State sales tax. Yes it gets cold and dark in winter. But summers are beautiful. Warmth and all the sunlight. It’s home!!!!!! HOME is where you make it. Playing golf at midnight is awesome!!! Each year eligible citizens get a Permanent Fund Dividend check from the State from the oil revenues received from oil revenue taxes. But the best part is the beauty of it all. Hunting, fishing, scenery, the people. It’s just different from the Lower 48!!!!!

    Reply
  2. LINDA STEPHENS says:
    February 3, 2025 at 1:41 am

    That isn’t a picture of Washington. That is Washington, DC. Duh???

    Reply
  3. Betty says:
    February 2, 2025 at 2:33 pm

    You forgot Texas. Even the winter Texans commented on how higher prices are, then at home.

    Reply
  4. Shelly Weger says:
    January 7, 2025 at 2:46 am

    Take me off the Lists!

    Reply
  5. Robert Morris says:
    January 6, 2025 at 9:00 pm

    By the way, Washington D.C. is not in the state of Washington. The Washington Monument shown in the picture is in Washington D.C.

    Reply
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