Make money work for you!

  • Home
  • Personal Finance
  • Budgeting
  • Shopping
  • Taxes

5 Places to Avoid Using Your Debit Card and 3 Safe Spots

February 8, 2026 · Personal Finance

Close-up of a credit card and debit card on a wooden surface.

Your debit card is likely the most convenient tool in your wallet. It grants you instant access to your cash, helps you avoid debt, and works almost everywhere. But that direct link to your checking account is exactly what makes it dangerous.

When a criminal steals your credit card information, they are spending the bank’s money. When they steal your debit card information, they are spending your money. According to a 2025 report by FICO, debit card compromises at ATMs and point-of-sale terminals remain a persistent threat, with over 231,000 cards compromised in the U.S. alone during the previous year.

Beyond fraud, using a debit card in the wrong place can tie up your actual cash with “holds” that last for days, potentially causing overdrafts or leaving you unable to pay other bills. To protect your hard-earned money, you need to know where to swipe and where to think twice.

Pages: 1 2 3 4 5 6 7 8 9 10 11

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

2 comments on “5 Places to Avoid Using Your Debit Card and 3 Safe Spots”

  1. motrin says:
    February 22, 2026 at 12:28 am

    you pushed everyone once to use debit cards, and now you claim there not that safe, well nothing electronic is safe for there is always someone who will steal
    the good old dollar was the safest, cash out cash back

    Reply
  2. Larry Brungardt says:
    February 14, 2026 at 4:01 pm

    The CARD PREMIUM BANK ACCOUNT I HAD OPEN SINCE 2023 HAD MY RETIREMENT two FUNDS DEPSITED EVERY MONTH> I HAD an incident FEW years even before the Card account where when I applied for my TSA pass The agent left his lap top in the back seat of his car. Theieves brke into his car stole his lap top sold all my TSA information on the Dark webb. I filedpolice report all three credit bureas. but card has never told me there rerason for a denial of 805.13 wiping out my account they first reimbused me then I filed a dispute form talked to them on phone several times They have yet to giveme a reason for the denial. I then taked to the person assigned to me to protect all the fraud they tell him my account was used illegally in 2025 then the 805.13 they credited me they took back becaise of a 2025 so called incident. So because some criminal used my account they are okay for a charge of 805.13 charge to a China calling iktself OCOXTECH HONG KONG That amount just was about all tghe money I had in there clearly a case of Fraud 1) i never buy from China and in the three years nevr ever had a charge for over 800 to any company let alone in China They punish the victim here wehich is so wrong

    Reply
Se încarcă comentarii...

Nu mai există comentarii de afișat.

Search

Latest Posts

  • A woman sits on a moving box in her urban apartment, looking at a laptop showing scenic mountain relocation programs. These US Towns Will Pay You to Move There
  • An editorial illustration of a mailbox with a Social Security check inside, having a 32% slice snipped off by scissors labeled Medicare. Medicare Part B Ate 32% of Last Year's COLA. Will It Happen Again in 2027?
  • A smiling retired woman with silver hair holding car keys while leaning against a silver compact car in a sunny suburban driveway. 10 Retirement Part-Time Job That Comes With a Company Car
  • An editorial illustration of a giant red 4.7% symbol casting a dark storm cloud shadow labeled inflation over a house. How the 2027 COLA Could Reach 4.7% - And Why That's a Warning Sign
  • A retired man in a knit sweater sits at a wooden kitchen table in soft morning light, reviewing a financial paper statement. The Hidden Inflation Categories Hitting Seniors Harder Than Headline CPI
  • An older man looking thoughtfully at his printed Social Security statement at his kitchen table in the morning light. 5 Warning Signs Your Social Security Benefit Estimate Is Wrong
  • Risograph illustration of a person relaxing on a medical cross bench under a large clock, symbolizing part-time hours with health benefits. The Part-Time Jobs That Come With Unexpected Health Insurance
  • An older woman in a cream sweater happily working on a laptop at a rustic wooden dining table in a sunlit home. The Best Platforms for Finding Remote Work After Retirement
  • Watercolor illustration showing a collage of retirement activities: hiking, theater binoculars, and movie tickets. Entertainment Discounts for Retirees: Movies, Museums, and More
  • A smiling retired woman sitting at a sunny kitchen table working on her laptop with a cup of coffee. 15 Online Jobs for Retirees That Pay $20+ Per Hour From Home

Newsletter

Get money-saving tips and personal finance advice delivered to your inbox.

Related Articles

protect your money in a divorce

6 Ways to Protect Your Money in a Divorce

Organizing a stack of case files and a digital calendar is the first step toward…

Read More →
protect your wallet from inflation

Don’t Let Inflation Drain Your Wallet – Follow These 9 Tips!

A shopper places generic staples into a reusable bag, demonstrating how smart grocery choices can…

Read More →
A smiling retired woman sitting at a sunny kitchen table working on her laptop with a cup of coffee.

15 Online Jobs for Retirees That Pay $20+ Per Hour From Home

Discover 15 legitimate online jobs for retirees that pay $20 or more per hour. Learn…

Read More →
A mature couple looking at a tablet together on a sunny patio, appearing confident about their financial future.

Married or Divorced? Don’t Miss This Social Security Tip That Could Increase Your Checks

Married, divorced, or widowed? You could be missing out on thousands in Social Security. Learn…

Read More →
most expensive antiques

Top 7 Most Expensive Antiques You Probably Own Too

If you want to make some cash fast, you need to hear about the most…

Read More →
unemployment

7 Clever Ways to Use Unemployment Benefits

A person tracks their budget on a smartphone next to a checklist, staying organized while…

Read More →
money-wasting mistake

8 Money-Wasting Mistakes Retirees Should Avoid

A smiling senior woman enjoys her sunlit garden, proving that avoiding financial mistakes leads to…

Read More →
disabilities

Living With Disabilities? Here Are 14 Ways to Get Financial Assistance

Tons of adults live with a disability, and the financial needs and constant access to…

Read More →
A retiree unloads bulk paper towels and trash bags from her car into her home garage during a sunny afternoon.

8 Items Retirees Are Buying In Bulk To Beat Inflation

Learn which eight essential household items and groceries retirees are buying in bulk to stretch…

Read More →
The Money Place

Make money work for you!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Subscribe
  • Unsubscribe
  • Newsletter
  • Terms and Conditions
  • Do not sell my personal information
  • Privacy Policy
  • Contact
  • Request to Know
  • Request to Delete
  • CA Private Policy

Categories

  • Budgeting
  • Personal Finance
  • Shopping
  • Taxes

© 2026 The Money Place. All rights reserved.