Make money work for you!

  • Home
  • Personal Finance
  • Budgeting
  • Shopping
  • Taxes

10 Worst States to Live on Just a Social Security Check

December 20, 2022 · Personal Finance
Massachusetts
Photo by Sean Pavone from Shutterstock

4. Massachusetts

  • Cost-of-living index: 135.0
  • Average one-bedroom rent (January 2022): $1,385

Beautiful New England foliage, the Islands, the impossible-to-replicate Boston accent, and elite schools like Harvard are all things that come to mind when you think of Massachusetts. But retirees who live there on just a Social Security check may tell you how difficult it is to stay afloat.

Unfortunately, living there is not inexpensive. Residents of only four states are dealing with higher housing costs than those who call Massachusetts home. Basically, pretty much everything costs more than the national average in the New England state, with not just housing, but healthcare and groceries being especially pricey.

And though the average household income for retirees is high, taxes can significantly reduce those earnings.

Keep reading to discover the top 3 worst states to live on just a Social Security check!

Pages: 1 2 3 4 5 6 7 8 9 10 11

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

52 comments on “10 Worst States to Live on Just a Social Security Check”

  1. Ed Dale says:
    January 7, 2026 at 9:39 am

    I left Taxachusetts 50 years ago. Moved to Alaska!!!! Best thing I ever did. No personal State income tax!!! No State sales tax. Yes it gets cold and dark in winter. But summers are beautiful. Warmth and all the sunlight. It’s home!!!!!! HOME is where you make it. Playing golf at midnight is awesome!!! Each year eligible citizens get a Permanent Fund Dividend check from the State from the oil revenues received from oil revenue taxes. But the best part is the beauty of it all. Hunting, fishing, scenery, the people. It’s just different from the Lower 48!!!!!

    Reply
  2. LINDA STEPHENS says:
    February 3, 2025 at 1:41 am

    That isn’t a picture of Washington. That is Washington, DC. Duh???

    Reply
  3. Betty says:
    February 2, 2025 at 2:33 pm

    You forgot Texas. Even the winter Texans commented on how higher prices are, then at home.

    Reply
  4. Shelly Weger says:
    January 7, 2025 at 2:46 am

    Take me off the Lists!

    Reply
  5. Robert Morris says:
    January 6, 2025 at 9:00 pm

    By the way, Washington D.C. is not in the state of Washington. The Washington Monument shown in the picture is in Washington D.C.

    Reply
Se încarcă comentarii...

Nu mai există comentarii de afișat.

Search

Latest Posts

  • A woman in her late 50s joyfully works on a woodworking project in her sunlit garage, representing a vibrant lifestyle. 5 Smart Ways to Use Your Life Insurance While You're Still Alive
  • An infographic titled 'The Subscription Leak' showing a funnel of money with data points about household subscription costs. 8 Subscription Services Americans Are Quietly Replacing With Cheaper Alternatives
  • Ink drawing of a person cutting a giant price tag to reveal a lower price underneath, symbolizing the power of negotiation. 10 Things You Should Always Negotiate but Most People Never Do
  • A person in a cozy sweater holding a ceramic mug in a sunlit breakfast nook, evoking a sense of quality and comfort. 10 Things You Should Always Pay More For (They're Worth Every Penny)
  • A senior couple smiles while reviewing a map of the US and financial papers on an oak table in a sun-drenched room. 7 States Where Retirees Are Paying Zero Tax on Their Pension in 2026
  • A person at a kitchen table comparing a digital stock app on a smartphone to an old handwritten ledger book. 8 Money Habits Americans Learned From Their Parents That No Longer Work
  • A retiree in her sun-drenched home studio packing a ceramic vase for shipping next to a laptop showing business sales. 7 Retiree Hobbies That Accidentally Turned Into Full Businesses
  • A mixed media collage of vintage childhood items like toys and coins spilling out of an attic box, representing hidden value. 9 Childhood Items Retirees Still Own That Are Worth Serious Money
  • A hand holding an opened chocolate bar with large empty spaces in the tray on a kitchen counter next to a grocery bag. 8 Everyday Products That Quietly Shrank Without Most Americans Noticing
  • A person organizing a folder labeled 2026 Financial Master on a sunlit wooden table surrounded by legal documents and a coffee mug. 9 Financial Documents Every Adult Should Update This Year

Newsletter

Get money-saving tips and personal finance advice delivered to your inbox.

Related Articles

net worth

11 Important Assets That Will Boost Your Net Worth

House keys and a leather journal on a sunlit desk symbolize the tangible assets that…

Read More →
A person thoughtfully choosing a card from their wallet at a checkout counter.

5 Places to Avoid Using Your Debit Card and 3 Safe Spots

Protect your money by avoiding these 5 high-risk places for debit cards. Learn about skimming,…

Read More →
Debt Free Lifestyle Habit

10 Best Debt Relief Programs for Seniors

9. Bankruptcy Options for Seniors While often viewed negatively, bankruptcy can be a responsible financial…

Read More →
small towns to retire in

5 Amazing Small Towns to Retire In for Only $2,300 a Month

West Virginia: Wheeling Small towns to retire in are all over the United States, but…

Read More →
work

Here Are 10 Places Where You Can Work in Retirement

A smiling senior man with a leather messenger bag walks through a modern campus, exploring…

Read More →
deduction

Debt Troubles? Here Are 6 Tips on How To Manage It

Take time for quiet reflection and assessment on your tablet to sketch a strategic blueprint…

Read More →
A senior man at a sunny kitchen table highlights a credit card benefits guide near travel brochures and his smartphone.

8 Credit Card Perks Seniors Forget to Use

Maximize your retirement budget by unlocking hidden credit card perks like free cell phone protection,…

Read More →
A man in his 60s carefully reviews retirement tax documents and forms at a sunlit kitchen table.

8 Retirement Accounts Mistakes That Can Trigger Unexpected Taxes

Avoid retirement account mistakes that trigger massive tax bills. Learn how to manage 2026 RMDs,…

Read More →
A retiree in her sun-drenched home studio packing a ceramic vase for shipping next to a laptop showing business sales.

7 Retiree Hobbies That Accidentally Turned Into Full Businesses

Discover seven common retirement hobbies that can easily become profitable businesses, plus essential 2026 tax…

Read More →
The Money Place

Make money work for you!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Subscribe
  • Unsubscribe
  • Newsletter
  • Terms and Conditions
  • Do not sell my personal information
  • Privacy Policy
  • Contact
  • Request to Know
  • Request to Delete
  • CA Private Policy

Categories

  • Budgeting
  • Personal Finance
  • Shopping
  • Taxes

© 2026 The Money Place. All rights reserved.