2. Highland Lakes on Lake Tarpon (Palm Harbor, Florida)

Finding a neighborhood that includes free golf in the base monthly fee is incredibly rare. Highland Lakes on Lake Tarpon delivers exactly that. For a fee that typically sits near $110 per month, residents gain unlimited access to a 27-hole executive golf course.

The community rests right on the shores of Lake Tarpon, providing pontoon boats for residents to use at no extra charge. With a massive clubhouse, multiple swimming pools, and a dedicated arts and crafts building, your monthly contribution works incredibly hard to keep your social calendar full.