Make money work for you!

  • Home
  • Personal Finance
  • Budgeting
  • Shopping
  • Taxes

10 Worst States to Live on Just a Social Security Check

December 20, 2022 · Personal Finance
social security, social security checks
Photo by Pressmaster from Shutterstock

Are Social Security checks your sole source of retirement income?

Retirement often comes with a slower pace of life. No more playing office politics, stressing over work deadlines, or struggling to make ends meet in a city with a punitive cost of living and a soul-crushing commute. The end of your career also brings new questions about how and where to spend your golden years when you won’t be tied to a specific location.

Should you settle in the mountains or by the beach? Do you prefer cross-country skiing or golf? Perhaps most importantly, where do your family, friends, and healthcare providers live? The answers to these where-to-retire questions are deeply personal.

To help you find some objective answers, financial experts analyzed a bevy of statistics on public health, the cost of living, and other metrics.

The average Social Security check is $1,632.04 per month. That’s not enough to live comfortably in most states in America, but Social Security was never supposed to be a retiree’s only source of income. Yet, many seniors live on just Social Security checks — a monthly payment that can’t cover their living expenses in some states.

We identified 10 US states that you can scratch off the list if Social Security checks are your only source of income. Here are the places where Social Security alone won’t pay the bills, listed from best to worst.

Pages: 1 2 3 4 5 6 7 8 9 10 11

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

52 comments on “10 Worst States to Live on Just a Social Security Check”

  1. Ed Dale says:
    January 7, 2026 at 9:39 am

    I left Taxachusetts 50 years ago. Moved to Alaska!!!! Best thing I ever did. No personal State income tax!!! No State sales tax. Yes it gets cold and dark in winter. But summers are beautiful. Warmth and all the sunlight. It’s home!!!!!! HOME is where you make it. Playing golf at midnight is awesome!!! Each year eligible citizens get a Permanent Fund Dividend check from the State from the oil revenues received from oil revenue taxes. But the best part is the beauty of it all. Hunting, fishing, scenery, the people. It’s just different from the Lower 48!!!!!

    Reply
  2. LINDA STEPHENS says:
    February 3, 2025 at 1:41 am

    That isn’t a picture of Washington. That is Washington, DC. Duh???

    Reply
  3. Betty says:
    February 2, 2025 at 2:33 pm

    You forgot Texas. Even the winter Texans commented on how higher prices are, then at home.

    Reply
  4. Shelly Weger says:
    January 7, 2025 at 2:46 am

    Take me off the Lists!

    Reply
  5. Robert Morris says:
    January 6, 2025 at 9:00 pm

    By the way, Washington D.C. is not in the state of Washington. The Washington Monument shown in the picture is in Washington D.C.

    Reply
Se încarcă comentarii...

Nu mai există comentarii de afișat.

Search

Latest Posts

  • An active retiree in his late 60s working part-time at a sunlit plant nursery greenhouse, watering green seedlings. The Part-Time Jobs With a 401(k) Match That Most Retirees Don't Know Exist
  • A woman sits on a moving box in her urban apartment, looking at a laptop showing scenic mountain relocation programs. These US Towns Will Pay You to Move There
  • An editorial illustration of a mailbox with a Social Security check inside, having a 32% slice snipped off by scissors labeled Medicare. Medicare Part B Ate 32% of Last Year's COLA. Will It Happen Again in 2027?
  • A smiling retired woman with silver hair holding car keys while leaning against a silver compact car in a sunny suburban driveway. 10 Retirement Part-Time Job That Comes With a Company Car
  • An editorial illustration of a giant red 4.7% symbol casting a dark storm cloud shadow labeled inflation over a house. How the 2027 COLA Could Reach 4.7% - And Why That's a Warning Sign
  • A retired man in a knit sweater sits at a wooden kitchen table in soft morning light, reviewing a financial paper statement. The Hidden Inflation Categories Hitting Seniors Harder Than Headline CPI
  • An older man looking thoughtfully at his printed Social Security statement at his kitchen table in the morning light. 5 Warning Signs Your Social Security Benefit Estimate Is Wrong
  • Risograph illustration of a person relaxing on a medical cross bench under a large clock, symbolizing part-time hours with health benefits. The Part-Time Jobs That Come With Unexpected Health Insurance
  • An older woman in a cream sweater happily working on a laptop at a rustic wooden dining table in a sunlit home. The Best Platforms for Finding Remote Work After Retirement
  • Watercolor illustration showing a collage of retirement activities: hiking, theater binoculars, and movie tickets. Entertainment Discounts for Retirees: Movies, Museums, and More

Newsletter

Get money-saving tips and personal finance advice delivered to your inbox.

Related Articles

An older woman sits at a warm, sunlit kitchen table reviewing a printed beneficiary designation document.

Financial Advisors Say Retirees Should Check This Document Immediately

Learn why updating your beneficiary designations is the most crucial step in retirement planning to…

Read More →
cheaper than florida

Cheaper Than Florida! 5 Gorgeous Places to Retire To

A smiling woman relaxes at a sun-drenched outdoor cafe in a charming coastal village, perfect…

Read More →
disabilities

Living With Disabilities? Here Are 14 Ways to Get Financial Assistance

Tons of adults live with a disability, and the financial needs and constant access to…

Read More →
name as a brand

6 People Who Used Their Own Name as a Brand

A visionary leader overlooks the city skyline, reflecting on the powerful brand legacy she built…

Read More →
A smiling retired woman with silver hair holding car keys while leaning against a silver compact car in a sunny suburban driveway.

10 Retirement Part-Time Job That Comes With a Company Car

Discover 10 flexible part-time jobs for retirees that provide a company car, helping you maximize…

Read More →
An older couple sitting at a wooden kitchen table reviewing their finances with a calculator and bank statements in warm morning light.

Could Your Social Security Check Change Next Year?

Discover how the upcoming COLA projections, Medicare Part B premiums, and updated earnings limits will…

Read More →
A senior couple sits at a wooden table in a sun-drenched room, calmly organizing their financial documents and laptop.

10 Things Every Senior Must Do Before the End of the Tax Year

Maximize your retirement savings with this 2026 year-end tax checklist for seniors, covering new deductions,…

Read More →
Social Security

The Average Social Security Check by Age (2025)

Understanding the typical Social Security check by age can really assist you in refining your…

Read More →
documents you should shred

9 Documents You Should Shred for Your Safety

Do you know what important documents you should shred?  If you have old documents in…

Read More →
The Money Place

Make money work for you!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Subscribe
  • Unsubscribe
  • Newsletter
  • Terms and Conditions
  • Do not sell my personal information
  • Privacy Policy
  • Contact
  • Request to Know
  • Request to Delete
  • CA Private Policy

Categories

  • Budgeting
  • Personal Finance
  • Shopping
  • Taxes

© 2026 The Money Place. All rights reserved.