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10 Worst States to Live on Just a Social Security Check

December 20, 2022 · Personal Finance
Massachusetts
Photo by Sean Pavone from Shutterstock

4. Massachusetts

  • Cost-of-living index: 135.0
  • Average one-bedroom rent (January 2022): $1,385

Beautiful New England foliage, the Islands, the impossible-to-replicate Boston accent, and elite schools like Harvard are all things that come to mind when you think of Massachusetts. But retirees who live there on just a Social Security check may tell you how difficult it is to stay afloat.

Unfortunately, living there is not inexpensive. Residents of only four states are dealing with higher housing costs than those who call Massachusetts home. Basically, pretty much everything costs more than the national average in the New England state, with not just housing, but healthcare and groceries being especially pricey.

And though the average household income for retirees is high, taxes can significantly reduce those earnings.

Keep reading to discover the top 3 worst states to live on just a Social Security check!

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52 comments on “10 Worst States to Live on Just a Social Security Check”

  1. Jack Strange says:
    January 5, 2023 at 11:01 pm

    I would think Pennsylvania should be listed as 1 of the worst states to live in for retirees

    Reply
  2. John Perry says:
    January 7, 2023 at 11:11 pm

    Comments about #3 New York zero in on NYC which is not the real New York. When it comes to New York State “go west young man, go west”. NYC is too expensive plus it’s a rat-infested pit. Go westward into New York and live a much better quality of life. Avoid NYC at all cost!
    Western NY born, raised, and educated and lovin’ it.

    Reply
  3. Sheri V says:
    January 8, 2023 at 6:18 pm

    You forgot IL

    Reply
  4. Jack says:
    February 27, 2024 at 5:27 pm

    I did not know that the Washington Monument is located in the state of Washington.

    Reply
  5. John Noe says:
    February 27, 2024 at 11:31 pm

    Not surprised MA made this list. I am working while also collecting Social Security. I have family here for now, but in the future would look to move.

    Is it just me or has anyone else noticed that the 10 worst states except Florida are all blue states? If one does go to Florida, then just keep on working or look to live in senor Housing Authority.

    Reply
  6. Beo Wulf says:
    February 28, 2024 at 9:05 pm

    Learn the difference between Washington tge state and Washington D. C.

    Reply
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