Make money work for you!

  • Home
  • Personal Finance
  • Budgeting
  • Shopping
  • Taxes

5 Amazing Small Towns to Retire In for Only $2,300 a Month

September 11, 2023 · Personal Finance
small towns to retire to
Image By Real Window Creative From Shutterstock

West Virginia: Wheeling

Small towns to retire in are all over the United States, but you cannot always know if the one that you have chosen will be a good fit for you. However, with some of them, you can rest assured that not only is the retiree community present, but it is also thriving and supportive.

Wheeling has almost a quarter of its population made up of seniors 65 and older (about 24% by their latest census), and it is the small city with the biggest retiree concentration out of all the ones on our list. And when you look at the numbers, it also makes sense!

For a one-bedroom place, the average rent is around $800, and the monthly expenditures do not appear to go over $2,100!

Despite the generally low costs, this small town does have high healthcare costs, which are 12% over the national median cost, with retirees spending around $656 a month on healthcare. Even so, it depends on how much healthcare you need and what your conditions are.

Remember that all of our estimates are just averages and that reality and your expenses may vary due to a lot of factors. Yet, do not let this stop you from giving any of the small cities on our list a chance if any of them catch your eye!

If you are worried that you will reach retirement and find yourself with less disposable income due to taxes, then you should look into how your state taxes Social Security income! And if you are thinking of relocating, then make sure to check out these states here, as they are known for not taxing your Social Security check!

Pages: 1 2 3 4 5 6

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • A person sits at a sunny kitchen table reviewing bills with a pen and coffee, embodying a proactive approach to household budgeting. 7 Household Expenses Worth Reviewing Today
  • A senior man in a knit sweater sits at a sunny wooden desk at home, organizing legal documents and folders in a quiet morning setting. 9 Things Retirees Should Put in Writing
  • A person holding a phone at night showing multiple scam notifications about packages, banks, and tolls. 9 Everyday Messages You Should Never Respond To
  • Close-up of house keys on a wooden table with moving boxes and a sold sign in the blurred background. 7 Signs It Might Be Time to Downsize
  • A woman in her 60s working peacefully at a desk in a sunlit home office with garden views. 9 Flexible Retirement Jobs Paying More Than Most Seniors Expect
  • A man in his 70s sits at his kitchen table reviewing a 2026 retirement distribution on a tablet next to his Social Security statement. Your 2026 RMD Could Affect Social Security Benefits - Here's How
  • 9 Retirement Communities With Surprisingly Low HOA Fees
  • What about stop-and-go traffic? Can I save some gas by turning off my vehicle? Seniors: Will You Have to Retake Your Driving Test This Year? What You Should Know About DMV Rules
  • A woman in her late 50s joyfully works on a woodworking project in her sunlit garage, representing a vibrant lifestyle. 5 Smart Ways to Use Your Life Insurance While You're Still Alive
  • An infographic titled 'The Subscription Leak' showing a funnel of money with data points about household subscription costs. 8 Subscription Services Americans Are Quietly Replacing With Cheaper Alternatives

Newsletter

Get money-saving tips and personal finance advice delivered to your inbox.

Related Articles

A senior man at a sunny kitchen table highlights a credit card benefits guide near travel brochures and his smartphone.

8 Credit Card Perks Seniors Forget to Use

Maximize your retirement budget by unlocking hidden credit card perks like free cell phone protection,…

Read More →
money mistakes boomers make Social Security

Biggest 2025 Changes to Social Security and Medicare

Retirees should expect to see pretty big shifts in 2025, at least as far as…

Read More →
Social Security checks, money mistakes and retirees buffett

10 Worst States to Live on Just a Social Security Check

6. Maryland Cost-of-living index: 124.0 Average one-bedroom rent (January 2022): $1,397 Hugging the Chesapeake Bay…

Read More →
most expensive antiques

Top 7 Most Expensive Antiques You Probably Own Too

5. Paintings and drawings If you have paintings and drawings in your home, please don’t…

Read More →
cheaper than florida

Cheaper Than Florida! 5 Gorgeous Places to Retire To

A smiling woman relaxes at a sun-drenched outdoor cafe in a charming coastal village, perfect…

Read More →

Social Security Alert: Up to $5,181 Hitting Accounts This Week

Why Timing Matters For many Americans, Social Security payments are the primary or sole source…

Read More →
money 2023 buffett income

9 Financial Lessons From Warren Buffett and Charlie Munger

When it comes to investing, it’s OK to do nothing Buffett even compared investing to…

Read More →
An interior shot of a modern, well-lit, smaller home, showcasing minimal furnishings and a sense of calm and spaciousness.

Should You Downsize Your Home in Retirement? The Financial Pros and Cons

Beyond the Finances: The Lifestyle Impact of Downsizing While this guide focuses on the financial…

Read More →
pay

Never Pay for These 14 Things With Your Credit Card

“SALE” items If you feel like you will miss out on savings if you don’t…

Read More →
The Money Place

Make money work for you!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Subscribe
  • Unsubscribe
  • Newsletter
  • Terms and Conditions
  • Do not sell my personal information
  • Privacy Policy
  • Contact
  • Request to Know
  • Request to Delete
  • CA Private Policy

Categories

  • Budgeting
  • Personal Finance
  • Shopping
  • Taxes

© 2026 The Money Place. All rights reserved.