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Here Are 10 Places Where You Can Work in Retirement

July 13, 2024 · Personal Finance
An active senior professional walking through a modern university campus plaza.
A smiling senior man with a leather messenger bag walks through a modern campus, exploring rewarding new roles in retirement.

Where Can You Work in Retirement?

So many people keep working in retirement just because they need to ensure their income and enjoy all the social benefits and a sense of purpose a job comes with. But cities with plenty of job opportunities often have a high cost of living that can turn out to be quite cost-prohibitive to retirees with a limited budget.

Now, here’s a look at the U.S. News Best Places to Retire that scored quite well on the U.S. News Job Market Index, which also includes Bureau of Labor Statistics data about the main areas of unemployment, their rate, and average salaries. Here are some of the best cities you can work in throughout your retirement.

veteran financial benefits work
Image By Stockagogo Photos From Shutterstock

Ann Arbor, Michigan

College towns have plenty of exciting job and education opportunities. The economy of Ann Arbor also revolves around the University of Michigan, which is also the area’s largest employer. The University of Michigan Hospitals- Michigan Medicine ranks number 11 on the U.S. News Best Hospitals Honor Roll and is also a huge provider of healthcare jobs.

There are plenty of job opportunities in college towns that are quite interesting and innovative, and you might be able to use cutting-edge technology and make a serious contribution to the community and to the entire world.

An infographic showing Miami's $0 state income tax and $0 public transit cost for seniors.
Miami offers zero state income tax and free public transit to help retirees maximize their working income.

Miami

If you are dreaming of a Florida beach retirement, but you also want to keep on working, you should consider Miami. The city boasts a wide variety of large employers, including the University of Miami, many healthcare providers, international banks, and cruise lines.

PortMiami also sees more cruise passengers than any other port out there, and it’s a busy container port. There’s absolutely no state income tax in Florida, which also lets you keep more of your earnings from your retirement job.

Senior citizens are 100% eligible to ride the Miami-Dade County public transit system for zero costs, which also eliminates plenty of your commuting costs.

A senior man walking toward Vanderbilt University in Nashville, suggesting a retirement role in education.
An active retiree walks through the Vanderbilt University gates, ready to start a new career in Nashville.

Nashville

Tennessee’s most populous city is also best known as a center for the music business, and that’s because it provides both jobs and plenty of entertainment options. This state capital city has a wide number of government jobs.

There are plenty of colleges and universities located in Nashville, such as Vanderbilt University and Tennessee State University. The Vanderbilt University Medical Center is one of the top 20 hospitals in the nation and also a huge job provider, according to the U.S. News Best Hospitals Honor Roll. The state of Tennessee doesn’t tax earned income, which might help your retirement job income stretch even further than before.

An infographic comparing New Hampshire's zero sales tax against its high property tax rates.
Retirees in Manchester must weigh the benefits of zero sales tax against higher property tax rates.

Manchester, New Hampshire

Manchester is located somewhere in southern New Hampshire, 50 miles from Boston. Among the biggest employers are hospitals and medical centers and Southern New Hampshire University. The state of New Hampshire doesn’t tax earned income, and there’s also zero sales tax, which might help your retirement budget.

However, you should watch out for the high property tax rates. Manchester residents also enjoy a high quality of life outside their offices. The area packs a four-season climate that provides plenty of opportunities to view stunning fall foliage in the autumn and for nearby skiing in the winter.

A senior man assisting a traveler in a bright, modern Dallas-Fort Worth airport setting.
Two men review a tablet at the airport, highlighting professional opportunities for retirees in Dallas-Fort Worth.

Dallas-Fort Worth

So many people relocate to the Dallas-Fort Worth area for huge job opportunities. The area has plenty of corporate headquarters for the biggest companies in the area. The cost of living, especially in comparison to the other large cities, makes it much easier for retirees on a budget to move to the area.

Texas doesn’t have an income tax, which also calls for fewer deductions from your paycheck. The best shopping centers make it so easy to secure all the needed items and also provide various opportunities for part-time jobs. Sports fans will definitely appreciate the wide variety of professional teams, such as the Cowboys, Mavericks, Rangers, and Stars.

An infographic highlighting healthcare and medical job sectors in Houston.
Houston’s skyline highlights healthcare opportunities in research, nursing, and administration at the Texas Medical Center.

Houston

America’s fourth-largest city has a wide range of job opportunities, especially in the energy industry. Houston Methodist Hospital ranked 16th in the country on the U.S. News Best Hospitals Honor Roll and also provides both health care and jobs to the community.

Seniors who are 65 and older can audit courses for free at the University of Houston, which can help you improve your skills for a new job. Housing is also more affordable in Houston than in any other large city in the U.S., which allows your retirement paychecks to stretch as far as they can get. However, unless you live close to your job, you will probably need a vehicle to get around.

A senior woman working in a visitor center in historic Charleston, South Carolina.
A woman organizes brochures at a desk overlooking the iconic and colorful historic buildings of Charleston.

Charleston, South Carolina

South Carolina’s biggest city is a tourist destination. Plenty of people visit the city just to walk among the cobblestone streets and historic architecture. Retirees would definitely enjoy living here and working in many of the galleries and boutiques that made this city so well-known, but also chatting with visitors.

Housing costs are a bit higher in Charleston than in many other southern cities, but it can feel quite affordable to people who relocate from other more expensive parts of the country. This coastal city also lets you spend your retirement years enjoying Charleston’s Atlantic Ocean beaches.

Texas
Photo by Roschetzky Photography from Shutterstock

Austin

This state capital city has a wide variety of government jobs. The University of Texas at Austin offers plenty of innovative employment opportunities, and senior citizens are eligible to access free tuition on a limited number of credit hours, which definitely helps you retool for your next career.

The area is also known as a hub for tech jobs, such as Apple, Dell, and IBM. Buying a home in Austin costs a bit more than in many other parts of Texas, but it can still feel affordable to people who relocate from expensive coastal cities. You can also find a creative job in the city’s vibrant live music community.

An infographic showing the tourism, maritime, and healthcare job sectors in Portland, Maine.
Icons for tourism, maritime, and healthcare highlight the diverse industries available for working retirees in Portland.

Portland, Maine

Less than a two-hour drive from Boston, Portland is a fancy college town that’s also home to the University of Southern Maine. If you love fresh seafood, craft beer, farm-fresh produce, or any other culinary delights, you might enjoy a part-time job as part of Portland’s innovative food scene.

This seaside city also has an active port, but also an arts district with tons of museums and art galleries, which could provide plenty of opportunities for creative jobs. After work, you can easily relax as you watch the Atlantic Ocean waves crash into Portlnad’s famously rocky coastline.

A senior man working on a laptop outdoors with the Colorado mountains in the background.
A man works on his laptop at an outdoor table overlooking the beautiful mountains of Colorado Springs.

Colorado Springs, Colorado

There are many military bases and defense contractors in this area, which also have been responsible for shaping the economy of Colorado Springs. This Rocky Mountain city is also a well-known tourist destination, and there are plenty of jobs available in the tourist industry, some of which are seasonal.

You can spend your retirement years visiting Pikes Peak, Seven Falls, and the Garden of the Gods Park, or even play a role in showing newcomers natural wonders for the first time. This mountain town is supposed to be a good fit for those who would like to spend their retirement years enjoying the outdoors.

If you’re eager to keep working but in a better setting, we highly recommend this list of cities. The best thing you can do is assess whether or not these choices would fit the desired lifestyle and make a mindful decision that will benefit you later on.

Now, if you got this far, I think you’re going to like this audiobook on how to keep your lifestyle without cutting corners in retirement!

If you found this article useful, we also recommend checking: These 12 Celebrities Couldn’t Afford It Anymore

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