Car Insurance Costs: These 8 Clever Tips Will Cut Them Down

car insurance
Image By Opat Suvi From Shutterstock

Did you know you can lower your car insurance cost?

When you’re driving around and going about your day, it’s nice to know that you’re covered by car insurance and don’t have to worry about it. After all, even if you are one of the best drivers out there and are cautious on the road, there is no guarantee that others will be as cautious as you are. Or that the weather conditions will leave your car unscratched.

The truth is that life is unpredictable, and to make sure that you have your car covered and you don’t have to shell out even more money from your own pocket, it’s good to have some sort of car insurance already set up. Be it just the basic liability insurance or the full auto coverage package, it’s the best practice to never lose sight of it and to make sure you always renew it.

However, the cost of insuring your car can sometimes be very steep. And while all car insurance costs are different from driver to driver, studies have shown that back in 2018, a normal person spent about $1,190 on insurance alone, and they only continued to rise from there. However, you do not have to regard your insurance renewal day as a sad one. There are ways in which you can lower your insurance costs, and some of them are actually pretty easy.

Here we have gathered some of the best ways in which you can lower your car insurance costs and presented them in an easy-to-understand way so you can start thinking about implementing them as soon as possible.

Let us know which one of them you are definitely going to use down below in the comments!

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  1. As a senior citizen I only drive once a week to the store, to have hair done, etc. I’ve taken the defensive driving course, increased my deductible to $1,000 and I did a 90 test with my insurance company to check my driving with an app on my phone. I haven’t had a moving car accident but, I have scraped the car, been towed, got caught in a bus tracks in the snow. I’ve filed two minor claims. Is there anything else I can do?

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