Make money work for you!

  • Home
  • Personal Finance
  • Budgeting
  • Shopping
  • Taxes

10 Worst States to Live on Just a Social Security Check

December 20, 2022 · Personal Finance
washington
Photo by Sean Pavone from Shutterstock

7. Washington

  • Cost-of-living index: 111.6
  • Average one-bedroom rent (January 2022): $1,376

If Social Security checks are your sole source of retirement income, you may want to stay away from this state. As a geographically and ethnically diverse part of the Pacific Northwest, Washington is a jolt of energy. Washington is famous for being a place where you can disconnect from your urban roots and explore nature, from its white-capped peaks and lush wilds to its urban centers.

While megacities like Seattle are lively and beautiful, to truly see the state’s charm, you have to head to its forests and coasts. Teeming with natural wonders, the Evergreen State shows great diversity in its landscapes.

Now, you may wonder whether this place is suitable for someone who lives on just a Social Security check. Well, utilities are cheaper there compared to other US states — much cheaper, actually. However, retirees as well as everyone else who lives there spend more than the national average across every other cost-of-living category.

Pages: 1 2 3 4 5 6 7 8 9 10 11

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

52 comments on “10 Worst States to Live on Just a Social Security Check”

  1. Ed Dale says:
    January 7, 2026 at 9:39 am

    I left Taxachusetts 50 years ago. Moved to Alaska!!!! Best thing I ever did. No personal State income tax!!! No State sales tax. Yes it gets cold and dark in winter. But summers are beautiful. Warmth and all the sunlight. It’s home!!!!!! HOME is where you make it. Playing golf at midnight is awesome!!! Each year eligible citizens get a Permanent Fund Dividend check from the State from the oil revenues received from oil revenue taxes. But the best part is the beauty of it all. Hunting, fishing, scenery, the people. It’s just different from the Lower 48!!!!!

    Reply
  2. LINDA STEPHENS says:
    February 3, 2025 at 1:41 am

    That isn’t a picture of Washington. That is Washington, DC. Duh???

    Reply
  3. Betty says:
    February 2, 2025 at 2:33 pm

    You forgot Texas. Even the winter Texans commented on how higher prices are, then at home.

    Reply
  4. Shelly Weger says:
    January 7, 2025 at 2:46 am

    Take me off the Lists!

    Reply
  5. Robert Morris says:
    January 6, 2025 at 9:00 pm

    By the way, Washington D.C. is not in the state of Washington. The Washington Monument shown in the picture is in Washington D.C.

    Reply
Se încarcă comentarii...

Nu mai există comentarii de afișat.

Search

Latest Posts

  • Mature couple sitting at a wooden kitchen table reviewing retirement planning documents and budget folders. 6 Key Risks That Could Drain Your Retirement Savings
  • A woman and an elderly man sitting at a wooden dining table reviewing a medical care and budget binder together. Can You Actually Get Paid to Care for an Aging Parent?
  • An older woman sits at a kitchen table writing in a ledger surrounded by receipts and a steaming mug. Latest Inflation Data Drives Down 2027 Social Security COLA Forecast
  • Donald Trump Money Secrets tax plans tariff Social Security Now Poised For Big 'Trump Bump' in 2027
  • 8 Signs You Need a Trust, Not Just a Will 8 Signs You Need a Trust, Not Just a Will
  • An editorial illustration showing a tropical resort popping out of a legal contract locked with a heavy padlock. 9 Signs a Timeshare Isn't the Investment It Was Sold As
  • A retired couple reviews their tax documents and budget at a sunlit wooden kitchen table in a warm, candid photographic scene. 7 Signs Your Tax Withholding Needs Adjusting in Retirement
  • An editorial ink and watercolor illustration of a person pulling scattered financial assets from distant clouds into one central account. 8 Signs You Should Consolidate Old Retirement Accounts
  • An ink and watercolor illustration of a magnifying glass over a contract revealing hidden red exclamation marks and caution signs. 9 Signs a Financial Advisor Isn't the Right Fit
  • An older couple calmly reviewing financial paperwork together at a sunlit wooden kitchen table, shot on warm 35mm film. 7 Signs Your Emergency Fund Needs a Retirement-Era Update

Newsletter

Get money-saving tips and personal finance advice delivered to your inbox.

Related Articles

hidden costs, car insurance, change, social security checks income retire, retire early

Watch Out for These 10 Hidden Costs in Retirement

4. Loads As an investor, you may be subject to some hidden costs when selling…

Read More →
A mixed media collage of vintage childhood items like toys and coins spilling out of an attic box, representing hidden value.

9 Childhood Items Retirees Still Own That Are Worth Serious Money

Discover which vintage toys, books, coins, and household items from your childhood are now valuable…

Read More →
A mixed media collage showing garden shears cutting through billing statements, which then bloom into colorful paper flowers.

8 Memberships Retirees Are Canceling To Save More Money

Discover the 8 costly memberships retirees are canceling in 2026 to combat inflation, cut useless…

Read More →
americans spend

Here’s How Americans Spend Their Family Budget on a 100-Year Span

From handwritten ledgers and old coins to sleek credit cards, explore the evolution of American…

Read More →
A senior citizen sits at a desk reviewing financial documents, surrounded by elements suggesting financial security and well-being.

5 Smart Ways to Use Your Stimulus Check for a Better Future

4. Make Your Money Grow (Carefully and Conservatively) For those whose immediate needs are met—the…

Read More →
An illustration of a classic mailbox with an envelope reading 'Social Security Update: Proposed Boost' under warm morning light.

Congress Is Considering a Bigger Social Security Raise Than the COLA – Here’s What We Know

Discover how proposed legislation like the Social Security Expansion Act and the 2100 Act could…

Read More →
books

10 Personal Finance Books That Will Change Your Perspective

A stack of books, a warm coffee, and a succulent create the perfect atmosphere for…

Read More →
remote job earn an extra $1K, Social Security task

What Social Security Tasks Can I Do Online? (These 12 Ones)

Easily manage your Social Security tasks from home while typing on a laptop with coffee…

Read More →
An editorial illustration of a mailbox with a Social Security check inside, having a 32% slice snipped off by scissors labeled Medicare.

Medicare Part B Ate 32% of Last Year’s COLA. Will It Happen Again in 2027?

Discover how rising Medicare Part B premiums devoured 32% of the 2026 Social Security COLA…

Read More →
The Money Place

Make money work for you!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Contact
  • Editorial Policy
  • Advertiser Disclosure
  • FAQ
  • Subscribe
  • Unsubscribe
  • Privacy Policy
  • Terms and Conditions
  • Disclaimer
  • Do not sell my personal information
  • Request to Know
  • Request to Delete
  • CA Private Policy

Categories

  • Budgeting
  • Personal Finance
  • Shopping
  • Taxes

© 2026 The Money Place. All rights reserved.