Lexington, Kentucky

• Cost of living for seniors: 6.6% below the national average
• State’s tax rating for retirees: Most Tax-Friendly

The Bluegrass State holds lots of appeal for bourbon enthusiasts and horse lovers. But retirees can seek other attractions here as well. Lexington has five public golf courses, over 100 parks and a 734-acre nature preserve with mile upon miles of hiking trails.

In this charming place, you’ll love the various art galleries and theaters, including the Lexington Opera House and its schedule of Broadway musicals, ballets, comedy shows, opera, and many other exciting performances.

You can also pursue some further studies at the University of Kentucky, which also offers the Singletary Center for the Arts.

The Osher Lifelong Learning Institute offers a diverse roster of courses, forums, interest groups, trips, and events for people aged 50 and older, with an annual membership cost of $35.

And The Donovan Fellowship permits Kentucky citizens aged 65 and older to take classes free of charge, space permitting, of course.