Certain types of insurance are useless

If you received a credit card from your bank, your banker probably offered you a few different kinds of insurance. But according to experts and employees, some of those insurance products are entirely useless.

This is particularly true for credit balance insurance. In the long run, it’s very expensive and comes with numerous exclusions.

It takes them three days to post checks to your account

Did you deposit a check today? Well, that’s great, but it doesn’t mean you can start throwing money around tomorrow. Banks are in NO rush! After all, if you bounce a check, they get to collect about $30 from you, depending on the branch!