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These 10 States Will Get the Largest Social Security Increases From the 2027 Trump Bump COLA

October 19, 2026 · Personal Finance
Screenprint illustration of the continental United States map with ten stepped, rocky plateaus rising from different regions.
Upcoming cost-of-living adjustments will deliver significantly larger benefit boosts to retirees living in certain states nationwide.

The 2027 Social Security Raise Is Official: Retirees in These 10 States Will See the Biggest Dollar Gains

For the roughly 55 million retired workers who collect Social Security, few dates on the calendar matter more than the day the cost-of-living adjustment (COLA) is revealed. That day arrived last week. On Wednesday, October 14, the government announced that Social Security recipients will get a 3.6% cost-of-living adjustment for 2027.

The number didn’t come as a shock. It matched what most forecasters had predicted for months. Still, the 3.6% figure is significant. It’s the largest increase since 2023 and ties for the fifth-biggest COLA in the past 35 years. It also arrives at a time when many retirees say their monthly checks aren’t keeping pace with what they pay at the grocery store, the gas pump, and the pharmacy.

And while every beneficiary gets the same percentage increase, the actual dollar amount varies widely from person to person and from state to state.

In 10 states in particular, retirees will see noticeably larger raises than the national average.

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20 comments on “These 10 States Will Get the Largest Social Security Increases From the 2027 Trump Bump COLA”

  1. Karen Kohl says:
    November 3, 2026 at 11:04 am

    Mostly rich states that already get higher payouts. The lower payout states always get left out!

    Reply
  2. Deborah F Wittman says:
    October 31, 2026 at 9:39 am

    Being a Floridian, I grew up here, worked at lower wages than the states mentioned as the top ten, and when ever SS gets a boost it does not cover the increase in my supplemental insurances, my property taxes, property insurance, food, medicine. I hate when I see all these states paying their SS recipients extra and I do not think that is fair when in my state we do not get it but then most of the SS in Florida are people who worked and retired in other states that’s income was twice of what the same job would pay in Florida, therefore sort of robbing hard working Americans so much less than other states. I am 73 and still working because if I do not I lose my home or die due to no money to buy insulin. It makes me mad that they all come down to my beautiful state and make it to where we cannot retire and enjoy our senior years, because they drive all our prices up because we do not get the benefits like they did from working in other states.

    Reply
  3. Kenneth Hensley says:
    October 30, 2026 at 2:02 pm

    This email message mentioned I have other benefits on my social security all I have to do is asked for them. So that’s what I am doing I would like to know what is required on my part

    Reply
  4. Bobbi S Ferg says:
    October 28, 2026 at 12:48 am

    I don’t know where have been but we got raises every year since I started getting social security and Obama was in office then so feed your crap to someone that believe your find

    Reply
  5. Me says:
    October 27, 2026 at 10:44 pm

    Stay off the crack rocks…Crack Kills

    Reply
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