#7 Sign up for a defensive driving course
You may be one of the lucky ones that has an insurance company that will give you a pretty nice discount on your car insurance if you sign up for a state-approved defensive driving course. Not only will this course deduct some of the points that you may have accumulated over the years, even for small violations or honest mistakes, but you will also get a better deal on your car insurance premium! And you can take a variety of courses too, including accident prevention ones.
Before you commit to any of these courses, make sure your insurance company or the agent you are working with will actually provide such a discount to you! After all, you want the effort and money you will be paying for this course to translate into big car insurance savings! What’s more, make sure your course is accredited and that the state you live in also approves of them (you can check by the state on GEICO’s website).
A lot of these discounts only apply to drivers 50 and older, and they are a great way to lower your car insurance rate as we reach our golden years!
As a senior citizen I only drive once a week to the store, to have hair done, etc. I’ve taken the defensive driving course, increased my deductible to $1,000 and I did a 90 test with my insurance company to check my driving with an app on my phone. I haven’t had a moving car accident but, I have scraped the car, been towed, got caught in a bus tracks in the snow. I’ve filed two minor claims. Is there anything else I can do?