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The Social Security Earnings Limit Just Changed, Here’s the New Number

August 5, 2026 · Personal Finance

A photograph depicting financial strain related to social security.

What Is the Social Security Earnings Limit?

The earnings limit, officially called the Retirement Earnings Test (RET), only applies if you’re collecting Social Security retirement benefits before you reach full retirement age (FRA) and you’re still earning income from work. Social Security was built to replace income for people who’ve mostly stopped working, so if you’re claiming early and still bringing in a paycheck, the SSA temporarily withholds part of your benefit once your earnings cross a certain threshold.

The key word is temporary. Any benefits withheld under this rule aren’t gone forever, they’re credited back to you later in the form of a permanently higher monthly payment once you reach full retirement age.

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7 comments on “The Social Security Earnings Limit Just Changed, Here’s the New Number”

  1. Carolyn robinson says:
    September 27, 2026 at 2:31 am

    Dear staff I’m writing because I need extra fund to help with my bills because I’m not working how ever, those companies is lack of work right now thanks!

    Reply
  2. Dutch says:
    September 11, 2026 at 1:55 pm

    Social security dude, just as much as criminals as the government is. You pay into this system. So when you get to age, now, they change the age. Social security you suck you suck at what you do and then you try to tell the person who’s worked all their lives but they’re only allowed
    A certain amount of money while they work. So what happens now? What happens when a person becomes 67 or boy? Just didn’t quite make it to 70 Cos. That’s what you’re really counting on. You counting on them not to make 70. So you can keep the money that they put into the social security to me. Social security is a big hoax. You grow up all your life thinking. Social security, it’s gonna be there at the end, but they’re not there to be there. At the end, they let the politicians take all the money that was there. And don’t even put the money back and then I got the nerve to tell the citizen we, the people that we don’t have a right. So if that, if I’d see this correctly, how is it that you have all the rights because the law says? So the laws were made up by men. And laws can be changed, just like they change the law of the age of retirement. They can change every other law. Social security doesn’t look out for people’s well beams, they only look out for their own pockets

    Reply
  3. Robert says:
    August 19, 2026 at 3:28 pm

    Thank you for the info I am 74 now its been a ruff couple of years. i work part time some times. to help with bills, But its ruff.

    Reply
  4. Sharon A O'connor says:
    August 16, 2026 at 5:51 am

    I am a double knee amputee. Thank you for soo for much for being
    I have also lost my mother, and father and they having my food stamps away. Thank You.

    Reply
  5. Tyerman says:
    August 15, 2026 at 10:56 pm

    I turn 67 in June of next year that’s when I plan to retire

    Reply
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