The New 2026 Earnings Limit Numbers
There are two different limits for 2026, and which one applies to you depends entirely on whether you’ll reach full retirement age this year.
If you’re under full retirement age for all of 2026: The earnings limit is $24,480 for the year (about $2,040 a month). If you earn more than that, Social Security withholds $1 in benefits for every $2 you earn above the limit.
If you’ll reach full retirement age at some point during 2026: The limit jumps to $65,160, and the withholding rate is less severe, $1 withheld for every $3 earned over that amount. Importantly, this higher limit only counts your earnings from January through the month before you actually turn full retirement age. Once you hit that birthday month, the earnings test stops applying entirely for the rest of the year.
If you’re already at full retirement age or older for the entire year: There’s no limit at all. You can earn any amount, from any source, and keep 100% of your Social Security benefit.
Thank you for the info I am 74 now its been a ruff couple of years. i work part time some times. to help with bills, But its ruff.
I am a double knee amputee. Thank you for soo for much for being
I have also lost my mother, and father and they having my food stamps away. Thank You.
I turn 67 in June of next year that’s when I plan to retire
i hit 657 in march of 2027, which ill start collectings. so this should not bother me correct.
I am on Ky Retirement with the state. I have gonr back to driving a school bus. Will my Ky retirement plan along with my social security hurt me