North Dakota: Jamestown

Jamestown is one of the best small towns for retirement on our list. When it comes to renting a one-bedroom, the rent will be on average around $737, so it is not something that will make a huge dent in your budget.

If anything, research has shown us that on average, a retiree in Jamestown is going to spend around $2,040 monthly, which is under our threshold and quite a great arrangement.

Of course, this total depends on your lifestyle and what your health requirements are, so the total may vary, especially depending on the type of rent you have. However, if we look at only utilities, on average, the bills should not exceed $290, which is the lowest average on our list, and this is taking into consideration the cold winters of the Peace Garden State.

Yet, you may need to shell out a bit more on healthcare if you have preexisting conditions, as North Dakota is known to be over the national average when it comes to healthcare costs.

Despite this, it gets a livability score of 83, which is way above many other US cities you could relocate to!