Make money work for you!

  • Home
  • Personal Finance
  • Budgeting
  • Shopping
  • Taxes

5 Amazing Small Towns to Retire In for Only $2,300 a Month

September 11, 2023 · Personal Finance
small towns to retire to
Image By Real Window Creative From Shutterstock

West Virginia: Wheeling

Small towns to retire in are all over the United States, but you cannot always know if the one that you have chosen will be a good fit for you. However, with some of them, you can rest assured that not only is the retiree community present, but it is also thriving and supportive.

Wheeling has almost a quarter of its population made up of seniors 65 and older (about 24% by their latest census), and it is the small city with the biggest retiree concentration out of all the ones on our list. And when you look at the numbers, it also makes sense!

For a one-bedroom place, the average rent is around $800, and the monthly expenditures do not appear to go over $2,100!

Despite the generally low costs, this small town does have high healthcare costs, which are 12% over the national median cost, with retirees spending around $656 a month on healthcare. Even so, it depends on how much healthcare you need and what your conditions are.

Remember that all of our estimates are just averages and that reality and your expenses may vary due to a lot of factors. Yet, do not let this stop you from giving any of the small cities on our list a chance if any of them catch your eye!

If you are worried that you will reach retirement and find yourself with less disposable income due to taxes, then you should look into how your state taxes Social Security income! And if you are thinking of relocating, then make sure to check out these states here, as they are known for not taxing your Social Security check!

Pages: 1 2 3 4 5 6

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • 8 Signs You Need a Trust, Not Just a Will 8 Signs You Need a Trust, Not Just a Will
  • An editorial illustration showing a tropical resort popping out of a legal contract locked with a heavy padlock. 9 Signs a Timeshare Isn't the Investment It Was Sold As
  • A retired couple reviews their tax documents and budget at a sunlit wooden kitchen table in a warm, candid photographic scene. 7 Signs Your Tax Withholding Needs Adjusting in Retirement
  • An editorial ink and watercolor illustration of a person pulling scattered financial assets from distant clouds into one central account. 8 Signs You Should Consolidate Old Retirement Accounts
  • An ink and watercolor illustration of a magnifying glass over a contract revealing hidden red exclamation marks and caution signs. 9 Signs a Financial Advisor Isn't the Right Fit
  • An older couple calmly reviewing financial paperwork together at a sunlit wooden kitchen table, shot on warm 35mm film. 7 Signs Your Emergency Fund Needs a Retirement-Era Update
  • An editorial illustration of an hourglass where golden sand representing wealth quietly leaks out of small side cracks, symbolizing fees. 8 Signs You're Paying Too Much in Investment Fees
  • A retired couple reviews physical financial statements together at a sun-drenched wooden table in a cozy home setting. 9 Signs Your Investment Portfolio Needs Rebalancing in Retirement
  • A cozy room with a vintage suitcase decorated with international stickers next to a sunlit armchair. 8 Countries Where Work History Can Combine With US Credits
  • An active retiree couple reviews a Southwestern map on a sunny wooden deck with distant hills in the background. 7 Mid-Size US Cities Seeing the Fastest Retiree Population Growth

Newsletter

Get money-saving tips and personal finance advice delivered to your inbox.

Related Articles

Donald Trump Money Secrets tax plans tariff

$2,000 Stimulus Check Update: Here’s If You Could Qualify!

When Could Americans Receive $2,000 Checks? Even if approved, distribution could take months. During the…

Read More →
A retired couple confidently reviews financial documents together in their sunlit, cozy living room.

How to Protect Your Retirement Income From Inflation

Learn practical, actionable strategies to protect your retirement income from inflation, including TIPS, I bonds,…

Read More →
A man in his 60s carefully reviews retirement tax documents and forms at a sunlit kitchen table.

8 Retirement Accounts Mistakes That Can Trigger Unexpected Taxes

Avoid retirement account mistakes that trigger massive tax bills. Learn how to manage 2026 RMDs,…

Read More →
tricks to build wealth

How to Build Wealth: 7 Ways the Top 1% Do That

5. Protect your house from unexpected, costly repairs Home repairs are everything but cheap. Whether…

Read More →
A person showing a digital discount coupon on their phone to a pharmacist at a bright, modern pharmacy counter.

TrumpRx Is Here – But Will It Actually Lower Your Drug Costs?

Discover how the newly launched TrumpRx platform works, who it benefits, and whether it can…

Read More →
An older woman sits at a warm, sunlit kitchen table reviewing a printed beneficiary designation document.

Financial Advisors Say Retirees Should Check This Document Immediately

Learn why updating your beneficiary designations is the most crucial step in retirement planning to…

Read More →
An older couple calmly reviewing financial paperwork together at a sunlit wooden kitchen table, shot on warm 35mm film.

7 Signs Your Emergency Fund Needs a Retirement-Era Update

Discover 7 signs your emergency savings need an update for retirement to protect your portfolio…

Read More →
Spaving Trend Social Security

4 Reasons Why the Spaving Trend Is a HUGE Mistake

A red shopping cart overflowing with luxury goods teeters precariously on the sharp edge of…

Read More →
warehouse

10 Things You Should Always Buy in Bulk at Warehouse Clubs

Discounted movie tickets If there’s anything I love more than food, it is buying discounted…

Read More →
The Money Place

Make money work for you!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Contact
  • Editorial Policy
  • Advertiser Disclosure
  • FAQ
  • Subscribe
  • Unsubscribe
  • Privacy Policy
  • Terms and Conditions
  • Disclaimer
  • Do not sell my personal information
  • Request to Know
  • Request to Delete
  • CA Private Policy

Categories

  • Budgeting
  • Personal Finance
  • Shopping
  • Taxes

© 2026 The Money Place. All rights reserved.