Make money work for you!

  • Home
  • Personal Finance
  • Budgeting
  • Shopping
  • Taxes

5 Amazing Small Towns to Retire In for Only $2,300 a Month

September 11, 2023 · Personal Finance
small towns to retire to
Image By Real Window Creative From Shutterstock

West Virginia: Wheeling

Small towns to retire in are all over the United States, but you cannot always know if the one that you have chosen will be a good fit for you. However, with some of them, you can rest assured that not only is the retiree community present, but it is also thriving and supportive.

Wheeling has almost a quarter of its population made up of seniors 65 and older (about 24% by their latest census), and it is the small city with the biggest retiree concentration out of all the ones on our list. And when you look at the numbers, it also makes sense!

For a one-bedroom place, the average rent is around $800, and the monthly expenditures do not appear to go over $2,100!

Despite the generally low costs, this small town does have high healthcare costs, which are 12% over the national median cost, with retirees spending around $656 a month on healthcare. Even so, it depends on how much healthcare you need and what your conditions are.

Remember that all of our estimates are just averages and that reality and your expenses may vary due to a lot of factors. Yet, do not let this stop you from giving any of the small cities on our list a chance if any of them catch your eye!

If you are worried that you will reach retirement and find yourself with less disposable income due to taxes, then you should look into how your state taxes Social Security income! And if you are thinking of relocating, then make sure to check out these states here, as they are known for not taxing your Social Security check!

Pages: 1 2 3 4 5 6

Share this article

Facebook Twitter Pinterest LinkedIn Email

Leave a Reply Cancel reply

Your email address will not be published. Required fields are marked *

Search

Latest Posts

  • Laptop showing an order return screen beside folded cardigans, a shipping box, and a return label on a table. 10 Store Return Tricks That Backfire on the Shopper
  • A senior couple sits at a wooden table, with the woman reading a retirement summary paper while the man drinks coffee. 7 Reasons Retirees Are Choosing Fixed Indexed Annuities
  • A mature man sits on a sunny terrace overlooking a hillside town, beside a steaming mug and a tablet displaying bank balances. 12 Countries Where American Retirees Can Bank Without Extra Fees
  • A woman sits at a wooden dining table reviewing retirement account paperwork alongside folders, mail, and eyeglasses. 10 Signs You Need to Update Your Beneficiaries Now
  • Man sitting at an outdoor café table examining a U.S. passport, tax documents, and an espresso cup. 12 Countries With Tax Treaties That Protect Retiree Income
  • Senior couple sitting at a wooden table in a sunlit kitchen, the man drinking from a mug and the woman reading a book. 11 Money Habits That Separate Relaxed Retirees From Anxious Ones
  • Senior man sitting at a wooden table looking thoughtfully at a financial portfolio on a digital tablet. 8 Reasons Retirees Are Ditching Traditional Banks
  • Watercolor illustration of a senior couple walking down a trail past milestone markers labeled 2027, Tax Policy, and 2028. What Are the Projected IRMAA Brackets for 2027 and 2028?
  • Senior man sitting at a wooden desk with paperwork, a pen, and a steaming mug, looking thoughtfully out a window. 12 Biggest Money Mistakes to Avoid in Your 70s
  • A senior couple reviews financial documents, a monthly budget, and a year-end planner at a dining table. 8 Ways Retirees Could Save $10,000 by the End of the Year

Newsletter

Get money-saving tips and personal finance advice delivered to your inbox.

Related Articles

clothes product

Budget Dressing: How to Save Money on Clothes (10 Tips)

A young man thoughtfully checks a budget app on his phone while browsing through racks…

Read More →
An editorial illustration showing two potted sprouts on a kitchen table; one grows freely, while the other is trimmed by pruning shears.

The Hold Harmless Rule: Why Some Retirees Got a Real Raise and Others Didn’t

Learn how the Social Security hold harmless rule protects your monthly check from rising Medicare…

Read More →
An editorial ink and watercolor illustration of a person pulling scattered financial assets from distant clouds into one central account.

8 Signs You Should Consolidate Old Retirement Accounts

Learn 8 clear signs you should consolidate old retirement accounts to eliminate hidden fees, avoid…

Read More →
tricks grocery stores use tariffs

8 Sneaky Tricks Grocery Stores Use on Shoppers

A shopper reaches for artisanal tomato sauce on a shelf, demonstrating how eye-level placement is…

Read More →
A woman sits at a wooden dining table reviewing retirement account paperwork alongside folders, mail, and eyeglasses.

10 Signs You Need to Update Your Beneficiaries Now

Learn 10 urgent signs you need to update beneficiary designations on your 401(k), IRA, and…

Read More →
An older couple sitting at their kitchen table thoughtfully reviewing financial papers with the number 2,084 written on a pad.

A Social Security Advisor Answers the 10 Questions Retirees Ask Most

Learn key social security advisor advice on claim ages, earnings tests, taxes, and spousal rules…

Read More →
Amazon

Are You Eligible For a Refund From Amazon? Find Out Here!

Who Is Eligible to Receive a Refund? Consumers may qualify for a refund if they…

Read More →
credit score

9 FAST Ways To Improve Your Credit Score in 2023

A green credit card sits alongside a laptop and notebook, providing the essential tools to…

Read More →
social security financial

7 Financial Rules to Follow if You Move Overseas

Whether you’re deciding to move or even retire overseas, you still need to have your…

Read More →
The Money Place

Make money work for you!

Inedit Agency S.R.L.
Bucharest, Romania

contact@ineditagency.com

Trust & Legal

  • Contact
  • Editorial Policy
  • Advertiser Disclosure
  • FAQ
  • Subscribe
  • Unsubscribe
  • Privacy Policy
  • Terms and Conditions
  • Disclaimer
  • Do not sell my personal information
  • Request to Know
  • Request to Delete
  • CA Private Policy

Categories

  • Budgeting
  • Personal Finance
  • Shopping
  • Taxes

© 2026 The Money Place. All rights reserved.