8. Rancho Resort (Sahuarita, Arizona)

Situated just south of Tucson, Rancho Resort provides an upscale desert lifestyle for a surprisingly affordable price. The community features homes priced significantly lower than those in the Phoenix metro area, and the monthly dues match that affordability.

The fees cover the maintenance of the Rancho Resort Clubhouse, a resort-style swimming pool, pickleball courts, and a vibrant social calendar organized by a full-time lifestyle director. You get comprehensive, resort-style amenities while keeping your monthly housing expenses well below the national average.