5. The Plantation at Leesburg (Leesburg, Florida)

Central Florida serves as a magnet for relocating retirees, but some gated communities leverage their popularity to charge exorbitant monthly dues. The Plantation at Leesburg manages to keep its fees highly competitive—typically around $115 per month.

This baseline fee grants you access to a meticulously guarded gate, two 18-hole championship golf courses, three clubhouses, and multiple heated pools. The community spans over 2,500 acres, providing plenty of green space for walking and biking while keeping your baseline expenses highly predictable.