Expert Insights on Social Security Safeguards

Protecting your Social Security identity is vital for safeguarding your long-term retirement planning. Securing your official account prevents unauthorized actors from manipulating your earnings history or claiming monthly funds under your name.

“Identity theft isn’t just about stolen credit card numbers—it is about someone taking over your hard-earned financial reputation and retirement security. You must lock down your Social Security digital account before a criminal does it for you.” — Suze Orman, Personal Finance Author & Host

Creating your digital credentials before you reach retirement age removes the opportunity for fraud. Once you claim your account profile on Login.gov or ID.me, identity thieves cannot set up dummy accounts using your Social Security number.